Florida has no state income tax
The Florida Department of Revenue says that “Florida does not impose a personal income tax, so there are no filing requirements” for individuals, and its guide for new residents repeats that Florida does not impose personal income tax. The Department’s answer cites Section 5 of the Florida Constitution.
Florida’s reemployment tax (its unemployment insurance) is paid by employers. The Department’s notice to employees (RT-83) says these taxes “are paid by your employer and, by law, cannot be deducted from your wages.” So the state takes nothing from a Florida paycheck; what comes out is federal tax and anything you choose.
What Floridians pay instead: the Department’s guide for new residents lists a 6% state sales tax on most goods plus any county discretionary sales surtax, use tax, and local property tax on real property. None of these come out of your paycheck.
What still comes out of a Florida paycheck
- Federal income tax. Estimated from your wages after pre-tax deductions, minus the federal standard deduction ($16,100 single, $32,200 joint, $24,150 head of household for 2026), through the federal brackets.
- Social Security: 6.2% up to $184,500 of wages in 2026 ($176,100 in 2025).
- Medicare: 1.45% of all wages, plus 0.9% Additional Medicare withheld on wages over $200,000.
Because nothing is taken for the state, a Florida worker keeps more of the same salary than a worker in a state with an income tax. With $130,000 a year, a single filer keeps about $3,851 a paycheck in Florida, against about $3,490 in California or $3,569 in New York State (2026 estimates from our calculators).
Reading a Florida pay stub
The tax lines you would expect on a Florida pay stub:
- Federal income tax (FIT or FITW) – set by your Form W-4. If it looks too high or too low, the IRS Tax Withholding Estimator helps you fill in a new W-4.
- Social Security (OASDI or FICA-SS) – 6.2% of your Social Security wages. It stops for the rest of the year once your wages reach $184,500 (2026), so high earners see bigger paychecks late in the year.
- Medicare (FICA-Med) – 1.45% of all wages, plus 0.9% once your wages for the year pass $200,000.
- Your own choices, such as 401(k) contributions, health insurance or a health savings account.
A reemployment (unemployment) tax line should not appear: the Department of Revenue says these taxes are paid by your employer and, by law, cannot be deducted from your wages. If you see a state income tax line, check whether your employer is withholding for another state where you used to live or work.
Federal deductions that matter in Florida
With no state income tax, federal income tax is the only income tax on your wages, so the new federal deductions for 2025–2028 carry more of the weight. If you earn tips or overtime, see our no tax on tips and no tax on overtime calculators; if you are 65 or older, the senior deduction calculator. These are claimed on your federal return, and you can reflect them on your Form W-4 to lower withholding during the year.
Same salary, five states (single, 2026, take-home for the year)
| Salary | Texas / Florida | Illinois | New York State | New York City | California |
|---|---|---|---|---|---|
| $65,000 | $54,407.50 | $51,334.79 | $51,182.10 | $49,097.78 | $51,689.42 |
| $130,000 | $100,121.00 | $93,830.79 | $92,793.63 | $88,189.91 | $90,730.14 |
| $250,000 | $183,182.00 | $170,951.79 | $166,792.27 | $157,537.35 | $161,071.14 |
Worked out with our state paycheck calculators: no pre-tax deductions, no dependents, state payroll items included (California SDI; New York Paid Family Leave and disability). Credits are not included. Rent, sales tax and property tax are not part of take-home pay, so compare total living costs too.
Worked example: $5,000 every two weeks, single, 2026
| Gross pay per paycheck | $5,000.00 |
|---|---|
| Social Security 6.2% | − $310.00 |
| Medicare 1.45% | − $72.50 |
| Federal income tax: year $130,000 − $16,100 = $113,900 taxable; $17,966 + 24% × $8,200 = $19,934; ÷ 26 | − $766.69 |
| Florida income tax | $0.00 |
| Take-home per paycheck | $3,850.81 |
Federal figures use the same method as our federal paycheck calculator: the year’s income tax on your wages after pre-tax deductions and the standard deduction, spread evenly over your paychecks.
What this calculator does not cover
- Federal credits (child tax credit and others) and the new federal tips, overtime and senior deductions, which you claim on your return.
- If you live in Florida but work in a state with an income tax (or the other way round), that state’s rules may apply.
- Your employer’s exact W-4 withholding under IRS Publication 15-T.
Frequently asked questions
Does Florida have a state income tax?
No. Florida does not tax individuals’ wages, so nothing is withheld for state income tax.
Do I file a Florida income tax return?
No. The Florida Department of Revenue says Florida does not impose a personal income tax, so individuals have no filing requirement.
Is reemployment tax taken from my Florida paycheck?
No. The Department of Revenue says reemployment taxes are paid by the employer and by law cannot be deducted from wages.
Why might my paycheck differ?
Withholding follows your Form W-4 and the IRS Publication 15-T tables, which can differ from a yearly estimate, especially with bonuses or a second job.
Is my data stored?
No. Everything is worked out in your browser.
Official sources
Figures on this page come from these official pages.
- Florida Department of Revenue – Do I have to file a personal income tax return in Florida?
- Florida Department of Revenue – Tax Information for New Residents (GT-800025, PDF)
- Florida Department of Revenue – RT-83 notice to employees (reemployment tax)
- IRS Topic 751 – Social Security and Medicare withholding rates
- Social Security Administration – Contribution and benefit base (wage base)
- IRS Rev. Proc. 2025-32 (PDF) – 2026 tax rate tables and standard deduction
- IRS Publication 15 (2026), Employer’s Tax Guide (PDF)
- IRS Tax Withholding Estimator